 Device
专利摘要:
Interactive cryptocurrency device for transferring and sending cryptocurrencies and offline tokens through QR codes associated with cryptocurrency receiving and sending addresses of a main online block structure. The device has its own data structure, which when performing any exchange or transfer records the information/data in registry entries in a ledger, cold and decentralized. The device also performs the functionality of a node of a main blockchain network and from time to time synchronizes its cold ledger with the main online block structure using QR codes. 公开号:ES2894918A1 申请号:ES202030873 申请日:2020-08-17 公开日:2022-02-16 发明作者:Ruiz Antonio Francisco Garcia 申请人:Ruiz Antonio Francisco Garcia；Garcia Antuna Isaias； IPC主号:
专利说明:
[0002] Device - Interactive card and Economic System - Administrative of nodes for the private management of digital assets, cryptocurrencies and goods, products and services, and rights in an autonomous and decentralized manner as well as payments, collections and transfers [0004] TECHNICAL SECTOR [0006] The technical sector to which this invention belongs, an interactive cryptocurrency card or device for managing payments and collections, as well as recharging via app/dapp or without it, is that of "Electricity and electronics", and more specifically It can be circumscribed in applications for digital communication, computing and information technology methods for management, within which we use data processing methods and systems adapted for commercial, financial, supervisory or forecasting purposes. [0008] To carry out the development of technology and technique to this device, a series of components that interact with each other are necessary, said internal structure is made up of hardware and software. In the case of hardware, it is made up of specific modules for each of its functions: battery, charging circuits and printed card or motherboard, these are the subsystems in charge of distributing electrical energy as required; the processing subsystem (located inside the motherboard), executes the instructions that are entrusted to it by the operating system and the applications; memories, are the ones that store the data; RF radio frequency, (if necessary) is responsible for the transmission and reception of signals; connectivity modules, are responsible for connecting the equipment with other devices or equipment to exchange data such as in our case cryptocurrencies and/or tokens (or data), they can be wireless such as the NFC system (which is used for the identification and validation of equipment and people), WIFI and bluetooth or wired as the USB port; Camera, if necessary captures the image to incorporate it into the system and use it as data; Audio, is the one that controls the microphone and the speaker; Display, is the one that controls and converts the information to show it on the screen; Sensors, are those that capture variables such as rotation, acceleration, lighting, proximity, among others; Screen, wide touch type that is used to interact with the device through the presentation software; Biometric systems, is the set of components that allow the owner of the device to be read or identified either by fingerprint or facial recognition, providing maximum security to the system. In relation to the software, it is made up of the following modules: Operating system, it is the platform that manages the processes and communication within the device; Applications serve as means of communication with the user and have specific functions; Process System, used to process the data, record annotations in accounting form by grouping data blocks in a timeline between said blocks, encrypting and numerically or algorithmically encrypting the operation or operations that are carried out and are recorded in blocks; Algorithm, so that the security of the block encryption is guaranteed and safe, the algorithm will generate a secret key (which must be secure, guaranteeing the security of the encryption in the data or data block), being able to distribute the algorithm not only in the software but also in the hardware and adding the authentication variable; Hash ( summary functions), are used for message authentication, to store passwords as well as for digital signature, and produce a file fingerprint, a message or any data block, in short, it is used for the construction of data structures , allowing to secure said data, at the same time that it is used to build the encryption/decryption algorithm within a chain of blocks where it can also generate methods to create and register reliable time stamps providing security, since in this way nobody can change it once generated. The conjunction of these elements within the device as a whole allows secure and encrypted communications and data registration between sender and receiver when carrying out any transaction, operation or exchange with the card/interactive device object of this invention. [0010] All the manifested components that are found both in the hardware and in the software integrate a unique set that allows the use of our card/device as a unique and different unit using the Bitcoin block chain and cryptocurrencies as a base, and which it can take any other form since it is not a plastic card to use, since it stands out among its components, in relation to the information provided, the touch screen that occupies the entire front of the device, the encrypter/cipher (whether it is hardware or software ) and encryption (if it is software) by means of authentication and the use of summary functions (hash) for registration fingerprints, grouping the data in blocks, and also accessing an interactive and digital menu through which you can advance and use all this set safely and intuitively. [0011] The chain of blocks known as blockchain, is a different system from private navigation networks or internal modules, specifically the blockchain is a data structure in which the information contained is grouped into sets (called blocks) to which adds meta-information to them about another block in the previous chain in a timeline. This property allows its application in a distributed environment, so that the blockchain data structure (like our interactive card) can act as a non-relational public (or private) database that contains an irrefutable history of information, which groups the functions and applications of this patent. [0013] That along the same lines, the cards/devices themselves serve as a small totally decentralized data structure where the information is deposited in them, so that the data that is generated and grouped on the card interacts in a connected way or in cold with the major, subsidiary or main block chain with which it is integrated and with other or different users that may be within that chain of blocks connected or not and/or interact with which it is part of at all or not. In this way, this entire set is used to generate a cryptographic open source public network where the cards/devices of our invention act as cold decentralized private nodes, using the Bitcoin block chain and cryptocurrencies and tokens (or any another), and thus protocols are used not only for the creation and registration of cryptocurrency transfers but also more generalized and/or more particular and private protocols (through smart contracts) that allow the use of cryptocurrencies, cryptocurrencies and token/s (Token: records in decentralized database, which can be shared at the P2P level, that is, directly between people without the need for a central entity) in the own blockchain (as is the case of Ethereum where the ERC20 protocol is used among others, to create tokens within its chain of blocks, or with other existing ones, this allows interoperability between tokens and cryptocurrencies as well as with fiat currencies). Likewise, it should be emphasized that the cards/devices themselves generate their own data records that are grouped into blocks (user) where the information (annotations as in a ledger) is deposited on the card/interactive device itself and thus in this way The data will be generated in the card and in the devices with which it interacts, whether they are other cold cards, the collection or payment POVs or other devices and devices linked in a larger chain or chains of blocks, main, subsidiary, delegate, etc., of which it may or may not be a part. In addition, it is intended as a tool to carry cryptocurrencies (Bitcoin, Altcoin and Token), cryptocurrencies and fiduciary money, to make collections, payments, transfers, or any personal and/or corporate transaction through these securities or any other, thus generating the corresponding accounting entries grouped in corresponding data structures in a line of blocks temporary. It is a new way of managing, carrying and carrying digital money, as well as private data, being able to make it tangible and exchange it for any products, goods, services or any other of the same nature or similar circumstance. What other technical feature is that the card itself, in addition to working as a deposit and transfer of cryptocurrencies, tokens or fiat currencies, can use one or more wallets (wallets) that can be housed within the same card and where you can use the operations by grouping them as a set of blocks where the data/information is stored by encrypting the operations, authenticating them and by means of hash summary functions, guaranteeing the security of the digital money/cryptocurrencies/token, in addition to the data, with total autonomy and with the possibility of working cold, only when connected to update data and records to the chain/s of blocks with which it links/connects/interacts, it is necessary for the card to be connected. [0014] BACKGROUND OF THE INVENTION [0016] The first antecedent of digital payments is contemplated in mobile banking through a payment system through mobile phones. In many countries, mobile phones are used to provide mobile banking services, which may include the ability to transfer cash payments by secure SMS text message. Kenya's mobile banking service M-PESA, for example, allows mobile phone operator Safaricom's customers to retain cash balances that are recorded on their SIM cards. Cash can be deposited or withdrawn from M-PESA accounts at Safaricom outlets across the country, and can be transferred electronically from person to person and used to pay business bills. [0018] Another application of mobile banking technology is Zidisha, a US-based nonprofit microlending platform that enables residents of developing countries to raise small business loans from web users around the world. Zidisha uses mobile banking for loan disbursements and repayments, transferring funds from lenders in the United States to borrowers in rural Africa who have mobile phones and can use the Internet. [0020] Mobile payments were first put to the test in Finland in 1998, when two soda vending machines in Espoo were enabled to work with SMS payments. Over time, the idea spread, and in 1999, the Philippines launched the country's first commercial mobile payment systems with mobile operators Globe and Smart. Some mobile phones can make mobile payments through direct mobile billing programs, or through contactless payments, if the phone and the point of sale support Near Field Communication (NFC). Enabling contactless payments via NFC-enabled mobile phones requires the cooperation of manufacturers, network operators, and retailers. [0022] There is no evidence of previous inventions that refer to this way of carrying cryptocurrencies in a Card or interactive device for managing payments and collections, as well as recharging cryptocurrencies or wallets without the need for a connection using an app/dapp or without it. , to carry out exchanges between people, entities or companies. The possible antecedents, in no case pretend to be cards or payment devices physical ones, rather they are wallets where a number of offline cryptocurrencies are stored on a memory stick or pen drive and all with a key on that memory stick or pen drive, but in no case do they serve as an exchange or perform encryption functions of the transaction independently neither of authentication nor of annotation of registration of the transaction, exchange or connection in internal blocks within the card/device nor do they work in a chain of blocks with total control of the Monetary Mass. Another antecedent is the origin of the wallets or cards to house "Cryptocurrencies" of Blockchain, where the security measures have to do with the fact that said wallet is online and creates a link to the user's email and the user's telephone allowing total control. who accesses your funds and blocking any suspicious activity if necessary. In such a way, that an email message arrives to accept or reject access to your funds. Likewise, it would also generate a message on the mobile for greater security when accessing your account or through a password generator. There is also no knowledge of any data network or blockchain cryptocurrencies that allow the management of the Monetary Base (sum of the cryptocurrencies in the hands of the public - equivalent bills and coins - reserves, master nodes - bank equivalent -) of cryptocurrencies. around a network or chain of blocks with master nodes where a part of that mineable cryptocurrency can be put in reserve or other cryptoactives or cryptocurrencies or assets that support the rest of the cryptocurrencies that serve as exchange between the users of this chain of blocks and others linked to it, in such a way that according to the needs of liquidity, the control of the inflation of the cryptocurrency and the prices of the goods, products and services that are exchanged as well as to other macroeconomic variables such as interest rates or the exchange rate, a decentralized monetary policy can be managed without any authority nor a network of commercial banks that allows said Monetary Base to regulate and control the money supply so that it actually reaches the consumers and users of the network, as well as the companies and institutions that are the true engine of the economy. [0024] Related to all this, there is a need to have a means that is disconnected from the network to avoid such a number of security measures (the connection to the Web can also be maintained if, according to the needs and the definitive specifications, it is advisable) and that allows cryptocurrencies to serve as a means of payment or universal exchange, as a unit of exchange, as a store of value and that is also easy to use. Said medium, in addition to being safe, must allow to be able to carry your cryptocurrencies with you to be able to make payments and collections (also transfers) and thus fulfill all the characteristics mentioned in the previous sentence. To do this, through the microusb port or short-range link or a reader system, it is connected to the PC, Tablet or Smartphone or any other device to generate a Qr code that houses an amount of cryptocurrency or token or all that you have in your online wallet. . Said Qr code is an address that contains an amount, for example, of Cryptocurrency and that will be used to buy or pay. Likewise, it also generates a destination address through another Qr code to receive any cryptocurrency. Once these two operations have been carried out, we disconnect the interactive cryptocurrency card from the PC, Smartphone or Tablet/mobile or from the connection to the Web and/or block chain and we already have our cryptocurrencies in the interactive cryptocurrency card ready to use in our day to day . If for any reason we need more cash, we simply have to connect our interactive cryptocurrency card to the block chain and access the online interactive cryptocurrency card application/wallet, where we have our cryptocurrencies and token, and thus we can transfer more cryptocurrencies or token. to our interactive cryptocurrency card or deposit the ones we want in the account for this purpose. [0026] A network link system can be added to connect via data to a mobile network and access the blockchain wallet directly, to top up the interactive cryptocurrency card. In this case, as a security measure, the email and the mobile must be linked to accept the transfer of funds to the interactive cryptocurrency card. Along the same lines, a physical lock can be added, so that remote hacking does not occur, simply a power switch that would also save electricity by giving it more autonomy, or use the card/device's own biometric system in conjunction with the system. algorithm encryption and hash digest function. [0028] There is no known technology right now on the market, nor at any stage, designed to provide a solution and endless practical applications to a clearly growing sector such as that of blockchain and the world of cryptocurrencies that allows cryptocurrencies and tokens are used as a means of exchanging products, goods and services, cryptocurrencies, tokens or assets and as a store of value. One of the main advantages of the card / interactive device / or cryptocurrencies compared to other existing cards, since they only allow the use of fiduciary money; is that the user can use the interactive cryptocurrency card as a payment card using cryptocurrencies and tokens in shops, hotels, gas stations, any business,... bill payment as well as for the provision of a service, in addition to being able to send or transfer money from the card of a user to the card or cards of another or other users or link with other devices that provide a service allowing ease of use by people. We also take into account that the user will be able to use the interactive cryptocurrency card to receive charges or make payments as well as transfers and deposits in cryptocurrencies or tokens. The interactive cryptocurrency card can be used for payment between companies and, in addition, it can be connected to the network without the need for another device or not, this will depend on the configuration of the interactive cryptocurrency card. Another key point is that with the interactive cryptocurrency card for managing payments and collections, as well as recharging through an app/dapp or without it, we facilitate the exchange of goods and services through the payment of cryptocurrencies, allowing cryptocurrencies to be become a means of exchange and, therefore, money for common and universal use. [0029] EXPLANATION OF THE INVENTION [0031] The interactive cryptocurrency card for the management of payments and collections, as well as recharging through an app/dapp or without it, is a device made up of a series of components and elements that, thanks to technological evolution, make it possible to have and manage a crypto-digital card. Among the components of this invention we find a casing where the different elements that make it up will be housed, such as a GPU, a processor, a battery, a storage system or memories, a RAM memory, a modem, an antenna, a multiple system short-range (NFC or any other), a camera, radio frequency, an encrypting encryptor, algorithm, hash, encryption or encryption, a screen, fingerprint detection system and an operating system as well as any other that is needed according to the Technical specifications. Other components to add could be an antenna or an NFC (Near Field Communications) system, either active or passive, that will facilitate the sending, payment and purchase of products. [0033] Inside the casing and between the screen are going to house the elements that are going to allow the ignition, the load, the power supply to the screen and to each one of the components, the security of the information contained in the memory of the card interactive cryptocurrency and information storage, as well as connectivity modules. The fingerprint scanner (15) is a security element that allows the fingerprint to be recognized and only gives access if it matches one of the authorized ones (Retina scanner or any other that meets the required security functions). In the connection area (12) the data buses of the device elements are connected to be controlled by the motherboard and the processor. [0035] The processor + RAM (11.1 and 11.2 - 11) is considered the brain of the system, it is a microchip similar to that of computers. The function of RAM memory is to store temporary data for immediate use. Reliable and tested processors will be used, initially possibly Motorola 6400 type or similar or any other that meets or improves the functions. Thanks to the latest advances in size reduction of electronic components (chips, processing systems, memory systems, connection systems, connection or frequency systems, etc...) the reality of our invention is patent. [0037] For a better management of our interactive cryptocurrency card we have the buttons (4 and 5) and its functions are on, off (5) and/or back (4.2), minimization or maximization (4.3) and access to the menu (4.1). In turn, it has an electrical energy battery (6) that feeds the circuits and the screen of the interactive cryptocurrency card. It is lithium ion or any other material that improves autonomy and meets the required specifications. Our battery (6) is recharged through the connections (9) through a USB port (although the charge of the interactive cryptocurrency card can be wireless). The connections usb port (9) also serves as a data connection. [0039] In relation to the management of your screen we have a Haptic engine (3). That allows knowing the level of pressure that is applied on the screen and acting differently accordingly. An important and visible element of the equipment is its screen (2) that defines the global sensation of the whole and the dimensions can vary adapting to the needs that we consider. The touch screen (2) of the interactive cryptocurrency card is where you will proceed to manage the cryptocurrencies/Token, being able to choose, for example, the one with which you want to pay, collect or the one that is most commonly accepted. in the zone or area where we are, among other options that will be detailed in the final design. [0041] We proceed to activate the interactive cryptocurrency card, due to its interface and the RAM memory (11) it has (Megabytes, Gigabytes or higher) the ignition is immediate. A message will appear on the screen (2) telling you to enter your secret code as well as another message telling you to put your finger (it can be the index finger, the thumb, or whatever you want). It can also be any other means of verifying the identity that is desired, be it retinal or DNA. [0043] We could design different types of devices or interactive cryptocurrency cards depending on tastes or needs. For example, one with a full screen and fingerprint sensor. This model is characterized by the fact that the screen occupies the entire front side and the fingerprint scanner (15) or any other, whether retinal or DNA, is integrated into it. In this case, the minimize buttons, display of the open screens, will appear integrated into the screen as a piece of software. Likewise, the on/off button will be located on the sides of the cryptocard. We can also mount the screen, with fingerprint sensor (15) and buttons (4 and 5). The screen will occupy a large part of the front of the interactive cryptocurrency card and has buttons along or across it. Therefore, we have two ways to place the buttons (width or height) if we choose to mount this type of interactive cryptocurrency card. In addition to these types, we can also mount the touch buttons located on the horizontal at the bottom of the interactive cryptocurrency card along it. To the buttons you can add the functions that are going to be executed according to the needs of the design. It can even be built in the form of jewels or accessories that have little to do with cards but with the same concept and utilities although their shape is different. [0045] The Interactive Cryptocurrency Card for the management of payments and collections, as well as recharging via app/dapp or without it, is a very innovative technology and provides a solution to a new aspect for cryptocurrencies. As we can see, we adapt to the format (card, clock,...) that we need to execute its functions. All this is analyzed based on the demand and trends of its future users, solving the problems of handling efficiency and utility as they arise. [0047] Another clearly innovative element is that there is no technology for this use on the market in relation to the case of being able to send cryptocurrencies (cryptocurrencies or tokens) from one card to another without the need to connect to any network or to interconnect several cards creating a mini -private network, ie cold. [0049] In this way, the interactive card will group the operations carried out by the user with it into blocks, producing "hash" summary functions. This "hash" is also registered in the connected, integrated and encrypted online block chain within a community (to which the POV of the trade is connected, where cryptocurrencies and tokens are also used as money to exchange goods, products and services, and is also recorded on the interactive card (FIGURE 17 and FIGURE 18). [0051] So that: [0053] a) Chain of blocks in a public and distributed cryptographic network connected between the different users (individuals or legal entities, organizations, businesses, etc.) that make up a community (region, province, state or community, country, or global). Each company, person and organization or entity is integrated within this chain of blocks. Passwords and user accounts are private and operations They are encrypted and authenticated. The registry entries generated by the exchanges between people, organizations, companies and their personal relationships, whether public or private, are grouped into blocks by means of summary functions. Likewise, to complement this system and to be able to use cryptocurrencies and tokens as private money, the interactive card is designed for this purpose, where a cryptocurrency is also established that can be mined through a series of rewards within a price control system. , inflation, money supply and the monetary base, using a decentralized Monetary Policy protocol without the need for a central agent or network of intermediary agents. [0055] b) Data/information record chain in internal blocks within the interactive card. Each owner (natural or legal person) of an interactive cryptocurrency card uses the card to exchange cryptocurrencies and tokens for products, goods and services. When a user uses his card to buy a product, the card is disconnected from the network or public block chain(s), this provides extra security and privacy to the user and owner of the cryptocurrencies and token. In the event that a user makes a purchase, receives a payment or transfer with their interactive card, a "hash" registration entry is made that is registered in the public block chain and is also registered in the interactive card grouping the information in blocks. . In the event that a cryptocurrency or token transfer is made from one user's card to another user's card (both disconnected from the public block chain - cold -), a "hash" registration entry is generated in both cards. This record will remain outside the public block chain, until one or both of the users connect their cards to update their Wallet/s, send to the online Wallet or load the card with more digital cash, in such a way that the registration entry made cold from the card to the block chain will be uploaded, updating the data and information (example with user A and B in FIGURE 18). [0057] Therefore, this system allows both the integration of the interactive card with a chain of blocks integrated in a community with the different sectors of activity of an economy and people, as well as the integration in a cold exchange system (not connected) between users without connection. Therefore, in that chain of blocks the use of a mineable and finite currency It provides an inflation control component, which works in conjunction with reserve master nodes, where depending on the money supply within that chain, the amount of reserves will be increased or decreased, or the amount of cryptocurrencies, tokens will be increased or decreased. or cryptocurrencies in circulation, with total control of the so-called speed of money in real time, acting on the economy in a decentralized and automated way. [0058] BRIEF DESCRIPTION OF THE DRAWINGS [0060] Figure 1. We have the general representation where the different modules that allow the integration of the exposed components and elements appear, which are: [0062] - Connectivity modules. Wireless/NFC/ short-range system or bluetooth antenna, - Motherboard [0063] - Battery. [0064] - Haptic Engine. [0065] - On/off button. [0066] - Minimize/maximize button. [0067] - Menu button. [0068] - Data bus connection. [0069] - Biometric systems. Fingerprint scanner system. [0070] - Charging circuit. Micro-usb connection port, or wireless port. [0071] - Processor and RAM [0072] - Modem. [0073] - Touch screen. [0074] - Battery. [0075] - Radiofrequencies [0076] - Case. [0077] - Key Encryption Encryptor. [0078] - Memories. [0079] -display [0080] - Audio. [0081] - Camera. [0083] Figure 2. The touch screen of the interactive cryptocurrency card is where the management and interaction with the cryptocurrencies and/or Token will proceed through the program that presents the information on the screen: Front (front). [0084] Type of material: metal and glass or any other that fulfills the function as well as the different components such as control buttons or to make a touch screen, whether capacitive, SAW, resistive, infrared or in the near future of graphene. Approximate weight: To be determined according to final design and/or needs. [0085] Estimated dimensions: 53 mm wide by 83 mm long, the thickness will depend on the type of screen as well as the size of the internal components (hardware) since there are already flexible OLED screens around 1.36 mm. [0086] LCD type screen material in its Quantum color variant, improves the quality of the screen with efficient energy consumption. The 4K OLED type screen material supposes a greater consumption of the battery. Another performance-enhancing material is graphene (in the near future). It is the most visible element of the kit, and its size, between 3.5 x 2 and 3 x 1.8 inches, and quality define the overall feel of the kit. Thickness will vary based on internal configuration and downsizing of internal components. The dimensions can vary depending on the needs. [0088] Figure 3. This is the haptic engine, which allows knowing the level of pressure applied to the screen and acting differently accordingly. [0090] Figure 4. These are the physical buttons to perform different tasks on the interactive cryptocurrency card: [0091] 1 - Menu access button (Figure 4.1). [0092] 2 - Back button (Figure 4.2). [0093] 3 - Minimize/maximize button (Figure 4.3). [0095] Figure 5. This is the card's on/off button. [0097] Figure 6. This is the battery. It is the energy store that powers the circuits and the screen of the interactive cryptocurrency card. It is lithium ion or any other material that improves autonomy and meets the required specifications. [0099] Figure 7. We have the modem or the radio frequency system in case the user wants to connect to the network. [0101] Figure 8. Connectivity system: wireless wireless antenna, to carry the signal by emitting a short-range path, connecting nodes wirelessly or with other devices. [0103] Figure 9. Connection via micro-usb port, or any other that fulfills the function. It serves to recharge the battery and works as a data connection. A variant in this case for battery charging could be the current use of wireless charging, or any other that fulfills the function. [0105] Figure 10. A casing (reverse part) where the different elements that will make the interactive cryptocurrency card work will be housed, inside we will have the following subassemblies: a motherboard, a GPU, a modem, a micro-processor, an NFC system , a battery, a camera, a Wireless antenna, a storage system, a RAM memory, a data bus system, connections, resistors, capacitors, energy management chips, a fingerprint detector system (or any other that is specified) and an operating system as well as any others that are needed according to the technical specifications. The Type of Material: Metal or polycarbonate or any other that fulfills the function. Style: Card or any other shape that does the job. Housing of the fingerprint sensor or any other sensor that fulfills the required function The dimensions are indicative and will depend on the development needs in each case: in principle 55 mm wide by 85 mm long, the thickness can vary between 2 millimeters and 4 millimeters. Dimensions may vary depending on [0106] needs. [0108] Figure 11. Processor (11.1) and RAM (11.2), both can be included in a single processor and RAM, and memories. RAM is the one that stores temporary data for immediate use and is related to the processor (which is the brain of the system and would appear on the interactive cryptocurrency card on the motherboard, its shape is like a microchip). [0110] Figure 12. Connection of data buses and Jack. It is the connection area where the device element data buses are connected to be controlled by the motherboard and the processor. [0112] Figure 13. Finger scanner: it is a security element that allows the fingerprint to be recognized and only grants access if it matches one of the authorized ones (a retina scanner or any other that meets the required security functions can be added). [0114] Figure 14. NFC system and NFC antenna. That allows a high security payment system since it is combined with biometric verification systems using fingerprints, facilitating exchange. [0115] Figure 15. Touch fingerprint reader system integrated in the screen and linked to the fingerprint scanner hardware (Figure 13). [0117] Figure 16. Data encryptor, cipher. It is the means by which the data that is transmitted to another card or to the collection system of a business or store (agency, etc...) or to the connection to the Smartphone, mobile phone or Tablet or computer is encrypted through the card. , or to any device, using an encryption algorithm to do so, ensuring the privacy of communications. It can be reduced to software. [0119] Figure 17. Transaction from the interactive card to the POV integrated in the public or private block chain with a "hash" record annotation, which is used to build data structures, allowing the data contained to be secured, while at the same time It is used to build the encryption/decryption algorithm within a block chain and also generates methods to generate reliable time stamps, providing security since no one can change it once generated. [0121] Figure 18. It can be seen in the figure, 4 examples listed from "a)" to "d)" in such a way that we have in part a) the Cold Transfer of Token, cryptocurrencies or cryptocurrencies from User A to User B where the user has a balance of 10 tokens and User B 50 tokens, in this case 5 tokens are transferred cold, producing a hash record entry on both user cards; b) The balance appears after having made the cold transfer of 5 tokens, leaving 5 tokens on User A's card and 55 tokens on User B's; in sections c) and d) the Users synchronize their cards with the online block chain updating the balances, in such a way that in case c) User A synchronizes the card through his laptop updating both balances, thus the Balance of his online wallet is 510, and after updating it is 505 since he has subtracted 5 from what he had sent to his card by synchronizing the hash also generated on the card within the block network, in case d) User B Synchronize the card through your Smartphone or telephone, updating both balances, so the Balance of your online wallet is 150, and after updating it is 155 since you have added 5 of what you had sent to your card, synchronizing the hash also generated on the card within the block network with that of User A who had previously already synchronized it. [0122] PREFERRED EMBODIMENT OF THE INVENTION [0124] An embodiment of the invention would be, for example, for the case of a purchase in a supermarket. The buyer places the products on the counter of the clerk, in this case the user will take out his interactive cryptocurrency card which he will turn on using the buttons (5) (whether it is off or in hibernation mode) immediately accessing his funds. On the screen (2) a list of cryptocurrencies will appear within one of the wallets that can be housed from which the user will choose the cryptocurrency and the payment option. Once this is chosen, a Qr code is opened on the screen (2) with the amount that the user wanted to have available for payment. On the other hand, the clerk's screen has the payment application with a Qr reader located on the casing. Said Qr reader will read the Code from the screen (2) of the interactive cryptocurrency card and will charge through fingerprint authorization (putting the finger where the fingerprint reader (15) is). Once the payment is made on the card screen of cryptocurrencies shows the amount charged and also the remaining balance. At the end of this process, the purchase will have been made with maximum security. Another alternative and faster and simpler form of payment, as well as current use, is the use of the NFC system (14) located in the casing (10), in such a way that once the user has accessed the cryptocurrency with which he is going to pay for the purchase of his product, good or service, the clerk will bring the detector for the NFC system closer to the card. It will link with the active NFC system of the interactive cryptocurrency card, enabling this high-security payment system since it is combined with biometric fingerprint verification systems, authorizing payment go the user through the fingerprint detector thus facilitating the exchange. This same form of delivery can be used in the event that a user sends cryptocurrencies (Bitcoin, Altcoin or Token or any other digital currency) to another user's interactive card using the NFC system. [0126] In the event that a purchase was to be made and no funds were available. The interactive cryptocurrency card is linked to the device (it can be the mobile or the same interactive cryptocurrency card that has a network link, modem) that allows connection to the block chain where we have our crypto-funds. This access allows the transfer of value in the cryptocurrency of your choice or in the one established for legal tender depending on the country or procedure. Once we have funds, the payment will be made in the manner seen in the previous case. [0127] In the event that a charge or payment is received for services or work or for any other activity. In this case, the user turns on the corresponding button (5) his interactive cryptocurrency card, accesses the previously chosen cryptocurrency in the presentation menu of the cryptocurrencies and/or Token. Once the cryptocurrency is chosen, three options appear: Payment, Collection or Transfer. In this case, Collection will be chosen, a Qr code with a number appears and this code is the one that must be sent to the other party so that they can enter the amount set, for example, 0.1 Bitcoin. The other party will send the payment to that QR code. [0129] For the most ideal case, any operation that is carried out, whether it is a purchase at a store, the transfer to another user's interactive card or receiving a shipment on our card, the user accesses the card's menu using the touch screen it occupies the entire front of the card if, for example, you are going to buy in a store, choose the cryptocurrency or token with which you are going to pay and that is most commonly accepted, the POV of the merchant and the card are linked with the most appropriate connectivity system which can be the NFC system, a purchase message will appear on the card screen and the same message will appear on the merchant's POV, the user places his finger on the fingerprint and validates and signs the operation, transferring the cryptocurrencies or token /s from the Wallet of the card to the Wallet of the merchant, executing the operation a "hash" record entry in the card itself and in the connected blockchain that is the Wallet of the merchant. This entire operation is done with end-to-end encryption and authentication from the user's card to the merchant's POV. [0131] In the case of a chain of blocks connected to the management of a mineable open source cryptocurrency, whose creation equation manages a work protocol that becomes more complicated every certain number of blocks and that grants rewards to those network users who use the code to mine this cryptocurrency, which in addition this mineable cryptocurrency generates rewards from a certain number of the same to those nodes that become "reserve master nodes", that is, they are nodes where a part of that cryptocurrency goes to remain in reserve along with other crypto assets in such a way that these amounts will serve to control the monetary base in the future when the network has an adequate structure or size, and that it will decentrally manage the equivalent of monetary policies of central banks being able to inject more or less cryptocurrency depending on the economic needs of the community or communities where i It interacts, in such a way that the The objectives to be pursued will be the following: [0132] - Maintain a long-term interest rate or rates through inflation tending to zero that will not reach this level up to a certain number of cryptocurrencies and that will begin by logically generating an inflation appropriate to the number of cryptocurrencies issued (which may be finite or infinite as determined, but ideally finite). [0133] - In relation to the previous objective, to control the Monetary Base in relation to the creation of reserve master nodes that will serve as backup for the units in circulation, as well as the Monetary Mass. [0134] - Control the variation of the cash coefficient, which will indicate what percentage of the deposits in the reserve master nodes must be kept in a "liquid" way, that is, stored without being able to use it to later lend them. This avoids risks. to allow knowing if more money is reserved and cannot be lent or put into circulation [0135] - If necessary, to inject more cryptocurrency into the system, other cryptoactives with value can be contributed to the nodes. [0136] - Influence trade since in the long term it reinforces the effect on the domestic economy, reducing and eliminating the rates charged by the banking sector and intermediaries. [0137] - Influence the general principle of Prices on the quantity of money in circulation according to John Stuart Mill, in such a way that the general level of Prices is related to the quantity of money by its speed of circulation. [0138] - Test and control the quantity of goods and services. [0139] - Control and test the speed of the cryptocurrencies that are exchanged and in circulation. [0141] Therefore, through Irving Fisher's Quantity Theory of Money, where the money supply, the price level, the quantity of goods and services and the velocity of money in circulation are related in the equation of exchange, in such a way that through the monetary exchange equation and the equations of the money supply and the monetary base as well as that of inflation, incorporating the variables of "master reserve nodes", and the creation of a finite mineable cryptocurrency, we can determine the relationship and control all the variables necessary to generate liquidity and growth in the economy, in an automated way in a chain of blocks where the interactive card is part of this entire system as an important piece. [0142] Monetary policy plays a very prominent role in economic stability and this entire decentralized and automated system helps to reduce the typical disadvantages that the action of the authorities in economic policy matters entails, such as the gaps that occur between the needs of the measures and the recognition of that need or their late application or the lag in their effects. [0144] To conclude, it is established with this entire system where the interactive card participates as a new decentralized monetary system that sets the value of the monetary unit to be used in terms of a certain amount of mineable cryptocurrency. The creator of the cryptocurrency guarantees that it is limited and that it can give its miner an amount of reward that will be generated by the value of the work protocol and that he will be able to freely offer in the market. In addition, a new concept "cryptobidism pattern" equivalent to the bimetallic pattern can be established where a mineable cryptocurrency is backed by a part of that cryptocurrency or others in some reserve nodes and on the other hand by Bitcoin or any other asset with high value. [0145] This pattern defines by law the monetary cryptocurrency unit (it is a unit of exchange that facilitates the exchange of goods and services for cryptocurrency, it is materialized in the form of units of bits or in our case the monetary cryptocurrency unit is materialized by means of a physical support cold as the interactive card) of one or several communities integrated into one or several block chains in terms of fixed amounts of Bitcoin and another minable cryptocurrency, automatically establishing an exchange rate between the two cryptocurrencies.
权利要求:
Claims (14) [1] 1. The Card or interactive cryptocurrency device for the management of payments and collections, (and/or assignment, transfer and transfer of cryptocurrencies and tokens between people and of these with entities, companies and public or private organizations), as well as recharging through app/dapp or without it can be used in a "cold" way, that is, without connection to the block chain and/or the network, so that the user can manage, in addition to their digital assets, also their data in a decentralized, private and secure way. secure, as well as make purchases of goods, products and services through cryptocurrencies, tokens, fiduciary currencies or any other digital asset that allows its transport and storage in this medium, in this sense it is a digital device to use cryptocurrencies and tokens in a physical medium (sending, receiving, transferring, exchanging) with the approximate dimensions of a card (but inside it has a hardware and software structure) with internal connection systems fully secure and encrypted wired network, with applications and programs (software) that facilitate the interaction of the group without the need for financial or banking intermediaries, through the use of different wallets and purses (Wallets) with different characteristics, functionalities and operability, in this way the The user can access one or more purses or wallets (Wallets) housed in the device, which are linked to the same or to different online purses of one or more block chains and/or networks, the owner/s of the card can send or transfer money to the same card to carry your cryptocurrencies and tokens offline, allowing this device to make payments in shops or in any sector, whether public or private, exchanging cryptocurrencies and tokens for goods, products and services without the need for a connection , as well as transferring and sending cryptocurrencies and tokens offline between the different users. Users who are owners of one or several interactive cards and who can also receive cryptocurrencies and tokens on their card from other users, being able to create a particular network between the cards, all these operations generate registry entries that are grouped into blocks within of the card as well as in the public or private block chain with which both users and the card work and interact and that through the combination of algorithm elements, encryption techniques and summary functions for the authentication and security of communications as well as the use of wireless systems, biometric and digital signature systems allow us to carry out the exchanges manifested with communications and secure and encrypted data records between sender and receiver, this quality makes cryptocurrencies and token, exchange, portable, tangible and universal exchange currencies, in addition the cold card/device is used with a set of programs and/or applications and with a data reader/loader that facilitates the operability of cryptocurrencies and tokens not only as a store of value but also as digital money without limit of use, within one or several blockchain data networks (chains of blocks), where the cards or devices also serve as nodes - with their own data structure that when performing any exchange or transfer records the information/data in registry entries in a ledger - cold and decentralized that every certain time update and link with the main online block structure, complementing it, each device being able to be a secondary chain of blocks of public or private data of each user, which facilitate the interaction of cryptocurrencies and tokens as well as data between users (persons f physical and legal) allowing the user to interact with the sales, production, manufacturing, transport and service sectors as well as with other sectors such as administrative, capital, financial, services, or the public sector, in this way of users with merchants, with private companies or with the public sector, or with other users or devices, allowing the use of cryptocurrencies and tokens in a simple way without the need for a network connection, and of data with total privacy and control, This system can also act in other sectors such as finance, security, for administrative procedures and patient history in hospitals as well as prescriptions, decentralized accounting records, traffic management, as well as in international trade, savings management, management of decentralized electrical consumption, etc., and/or link with other devices such as POVs, computers, tablets, Smartphones or any to be another that serves as a means of management to use cryptocurrencies and tokens for the payment of products, goods or services, thus achieving that cryptocurrencies are not only used as online payments but also for the exchange of products, goods and services. services between users and companies (shops, gas stations, restaurants,...,) as well as from user to user without the need to be connected to the network, this system is born that uses the card or interactive device created to allow the use of cryptocurrencies and token as real digital money in the daily lives of people, companies and institutions, allowing the first steps to be taken to generate trust in the use of cryptocurrencies and tokens as money for legal and daily use, and store as well as manage public and private data, which are grouped by means of registration entries in data blocks, thus forming an internal private block chain in the interaction card. tive, contains as hardware those subsystems that distribute energy, the subsystem of processing, memories, radio frequency, connectivity modules, audio, image capture system, display, sensors, biometric systems, an interactive touch screen for operations management that can be turned on or off by pressing a button on/off, and any other that improves the operability of the whole and allows the management of data (private and/or public) as well as cryptocurrencies, tokens, wallets or any digital asset that is going to be stored, managed , exchange and use by users, all these functions are carried out thanks not only to the hardware but also to the combination of the software and thus an operating system, the applications as well as any others that are needed according to the technical specifications and that allow a great autonomy [2] 2. The interactive card is used not only as a cold physical means of storage, transportation, payment (sending), collection (reception), exchange and transfer of cryptocurrencies, tokens, fiduciary currencies and digital assets for products, goods and services, in relation to claim 1, but it is also used to store, manage and interact with different Wallets or wallets of those existing or that are developed in the world of any centralized or decentralized block chain as well as any one or more other wallets, deposit and storage accounts, wallets of exchange, service, financial and economic platforms that are of their own creation or of another company, entity or institution, centralized or decentralized and may not only house a Wallet, purse or wallet but several depending on the needs of each user, charging the user those wallets, purses or wallets that interest him most. are or better is provided in security, operability, functions and service. [3] 3. It is a cold private (or public) Node with an accounting record/s entry system and internal information according to claim 1, in a kind of ledger that is grouped into blocks on a timeline in relation to the internal clock of the device and to its pairing with the places, devices and users with which it interacts, that is, with decentralized cold data registration, each card serving as a cold block device (node) or connected in in case the user is interested in payment convenience, and/or structure or chain of personal blocks of decentralized, private, secure and authenticated data, also in a temporary line, which can be linked to each other with one, several, or all and each of the cards of other users creating a particular decentralized cryptographic network linked or not with the blockchain and/or primary block chain(s) of which it may be a part (online). [4] 4. The size is similar to that of the cards for currency management that is 85.60 mm x 53.98, it will comply with the ISO/IEC 7810 ID-1 standard and with greater thickness around 3.8 mm or greater due to technical requirements of structure, according to what is established in claim number 1, since the internal hardware will increase the thickness, or any other size that allows to fulfill the functions according to the final design characteristics, and that also uses different types of memory in "farm" format or any other arrangement to generate a private data structure grouped in blocks and synchronized with the internal clock to store the data in a temporary line. [5] 5. Cryptocurrencies and tokens are used as money exchanging them for products, goods and services according to claim 1, without the need for a banking or financial intermediary, or a central authority, thus facilitating physical operations and not only online , and is also part of a decentralized monetary system in one or several interrelated block chains, with one cryptocurrency, two or more, as well as with one token, two or more, which in principle may be finite or not, and that through the creation of some reserve nodes, it will allow control and economic growth through actions of decentralized Monetary Policy, adequately managing inflation, the monetary mass and the supply of cryptocurrency, without the need for a central agent, automating the adequate monetary management, of liquidity, generating stability in the value of money (price containment and inflation control), increasing growth rates, reaching I am promoting full employment, thus avoiding imbalances in the balance of payments and controlling interest rates, making them stable, all with the maintenance of an adequate reserve system. [6] 6. It has a contract protocol system (Cold Smart Contracts Protocol) according to claim 1, to store, house, and sign said contracts by means of a fingerprint and manage the creation and configuration of smart contracts through this protocol. inside the interactive card in a cold way, in such a way that the user can create, host or generate a smart contract by filling out a form and validating this contract with a fingerprint. Likewise, along the same lines, this generated contract can be exchanged directly with other cards (or any other system or device) of other users so that everyone validates and accepts it through their fingerprints reflected in the cards of each one, placing the data of both or several users directly in the contract by interconnecting the cards, thus creating mercantile and civil relations with the interactive card in a decentralized and offline manner, these contracts intelligent cold created will be uploaded to the block chain that is used as a commercial registry or to what is established by the public or private sector, users can also decide to manage said contracts online, according to data protection and its dissemination. [7] 7. To bring cryptocurrencies, tokens, and any digital asset closer to people and businesses and companies and thus be able to make physical payments by buying goods, products and services not only online without the need for a financial intermediary or a network of centralized banks, the interactive card is used in relation to what is stated in claim 1, together with a data reader/loader system, a decentralized application/program (app), as well as the link with the email and mobile phone of the owner of the interactive cryptocurrency card, in this way the data reader/loader that can be fixed in the case of a computer and installed on the keyboard, or it can be portable and connected via usb or microusb port or any other system wireless to the computer, tablets, mobile or Smartphone, allowing in addition to charging the battery the update of the wallet data and the sending of cryptocurrencies or other oken from the user's online wallet to the cold card, in the case of using high-range wireless charging this data charger would not be necessary, another element is the decentralized application that connects the cold card through the reader built into the keyboard of the computer, Tablet, mobile or Smartphone with the Wallet, wallets, purse, purses, wallet or wallets that the user has on the network, updating the data of the card and the purse when they are connected, thus proceeding to recharge the card or when the user has spent a few cryptocurrencies, they can link through the application with the wallet, thus updating the balance of said wallet and using the card as a physical means of payment, collection or transfer (carry) and the application (app or dapp) as a link for updating the wallet data in the blockchain network and sending or uploading value, a program or application is also used in what s Collection devices or systems for shops, stores, supermarkets, gas stations, clinics, administrative agencies and consultancies, and other sectors that sell or provide a direct service to citizens, privately or publicly, to link the card with this program and collect on cryptocurrencies and token the product, good or service sold, rented, leased, transferred, provided, in short any operation with the client, this link is carried out through the NFC system or any other similar system and uses a cryptography generator, in conjunction with an algorithm and hash summary functions, in addition to the link with the owner's mobile phone through a wireless system, although is outside the network, the control of any movement through the touch screen with the interactive cryptocurrency card is much more complete, secure, instantaneous and interactive, in this way every time the card is used to send, collect or pay For cryptocurrencies or tokens, a message may appear on the mobile informing of the purchase made, the shipment or the receipt, this message can be generated by the card itself or by the POV of the merchant where the card shares the data of the number of telephone of the user/owner, device of the collection entity or of the one who pays and sends it thanks to the interconnection with the mobile through a short-to-network system. Cryptographic reach (NFC or any other), on the same line in case of theft or loss of the card, the balances, or cryptocurrencies and tokens sent to the same (cards) can be recovered through the backup copies of the seats accounting generated within the Wallet/s (purses or wallets) online, which will be the easiest way for the user to operate by unlocking the shared balance of the Wallet to the card, and preventing the operability of the card by a user who is not the owner of the same or not enabled for this, another optional way is to use the decentralized application that serves as a connection platform or through the user's personal email, in this way the application can even serve as a charging system for sending and receiving cryptocurrencies and token from the card to our wallet and/or online wallets, as an added implementation for greater user security. [8] 8. All hardware elements, including the battery, charging circuits, motherboard, connectivity modules, sensors, touch screen, image capture system, memories incorporated into the card, as well as software, programs, techniques of cryptography, protocols for blockchains and necessary applications and the data charger/reader, make up a set of private, decentralized, encrypted and secure blockchain as stated in claim 1, where the information generated in the cards It is managed by the user individually, in this way payments, collections or transfers as well as any private or public data (medical, commercial operations, administrative operations, any user operation whether public or private) generated through operations with the interactive card generate record entries that through the summary functions "hash" or any other are grouped into blocks in a time line and where the subsequent block contains the data of the previous block or blocks, and where the user can send, dump, share said data through the link to the application, to another mobile or fixed device that You can connect with the user's purse or wallets online or directly, download this data or record entries as backups in your email, mobile, Smartphone or in your own master nodes or any other that is considered as well as in the application to when necessary, or in the event that the public administration requires it, for example through the tax agency or any body or organization that needs or demands it, the user can present the records with full control of them or save them as private information , allowing cost reduction in large databases hosted on servers. [9] 9. Facilitate the exchange of digital currencies in the daily life of people, as well as companies or public or private entities at the local, national or international level, allowing cryptocurrencies, tokens, contracts, private, public data or any other currency or cryptoactive can be sent from the cold card of a user to other cold cards of other users (NFC system or any other similar and encryption and registration systems) in relation to claim number 1, being able to create a connection network between several cards of several users in a cold way, either between two users, three or more, facilitating that cryptocurrencies have fungibility and can be used more easily as money, as well as as nodes with independent and private cold blocks in a network public or private encrypted, subsidiary or not of a principal block chain, using the digital signature or certificate integrated in the card that together with the system biometric issue (fingerprint or retinal scanner) forms a system of double identity and identification when the management is carried out with the different sectors of activity such as businesses, companies, organizations, institutions, foundations and public administrations, this allows cost savings in databases and the user is the decentralized manager of this information, saving administration costs and making it more efficient and less bureaucratic. [10] 10. The interactive card incorporates cryptographic techniques within its hardware and/or its software, together with the generation of summary functions (hash) as stated in claim 1, allow the generation of information and data in blocks , this data and information can be stored partially or totally within the card as well as in the public, private, centralized or decentralized blockchain of which you can be a part. [11] 11. In the case of Tokens, the interactive digital cryptocurrency card is used as a means of deposit and possession, although in the case of wanting to transfer it, the transfer option would be available, the cold interactive card, in addition to being able to recharge it with cryptocurrencies, It also has space to carry token/s, according to claim 1, in this way it is used not only as a means to carry cryptocurrencies but also as a portable system of elements or financial assets and cryptoactives, being able to link with master nodes that serve as reserves. of funds of a cryptocurrency that is mineable. [12] 12. The exchange of cryptocurrencies and tokens can be carried out in the same interactive card in a cold way, according to claim 1, in such a way that the user chooses the one with the best use or the most common use or the one with the greatest ease. shops, companies, etc., in such a way that it is aligned with the internal clock of the card and by activating the rear camera or by means of the NFC connection system, the pairing of the internal clock is established, and the data of the last exchange made between the cryptocurrencies in the Exchange or online exchange platform (Exchange where cryptocurrencies, tokens and fiduciary currencies are bought and sold in real time) and in this way the real internal exchange of one cryptocurrency for another is carried out by adding in the block chain internal and private of the interactive card the operation carried out, grouping it into blocks on a time line. [13] 13. An NFC system is installed, which is a highly secure payment system as it is combined with biometric fingerprint verification systems, facilitating the exchange of this form, the multiple short-range system allows the link with the mobile, Smartphone or Tablet, as well as with any device or invention enabled for it, facilitating this system through the NFC system or any similar system that meets the requirements, according to claim 1, the management functions of purchase payments with the devices or collection systems for businesses and companies (public or private), and for linking and sending cryptocurrencies with one or more other interactive cards of other users or devices, or with any other device or invention. [14] 14. It can be used in the public sector as well as in the private sector for the payment of fees and taxes, refunds, etc., facilitating the exchange as well as the management in international trade not only of cryptocurrencies, tokens and contracts but also of data. public and private, in relation to what is stated in claim 1, in this way, allows the management between the public and private sectors with the citizen or the companies (users), since in addition to being able to present the accounting records of the purchase operations, of sale or provision of services, it can be used as an ID (electronic identity document), as well as store health data (medical history, vaccination, x-rays, scanner, prescription management, etc.) or manage traffic matters, it can be of great help by reminding us to pass the ITV or renew cards or certificates in a decentralized manner through the corresponding application that links with the agencies, bodies, entities or companies in charge of these matters, reducing the costs of the public or private sector in servers and databases of data and decentralizing information and data through the cold interactive card and the system that integrates it, in the same line, the interactive card is used for the management of classified information in entities where security prevails, being able to keep biometric data, security accreditations, or dump or update them immediately, using the card as a cryptographic and encrypted means of identification disconnected from the network, for this it uses a encrypted key generator, used in isolation; or the user who has authorization to access a security installation, classified as restricted access, uses the card by linking the card's short-range system with the access system or device controlled by a physical and/or automated user of control, the card is interrogated by the integrated security system and on the control screen, the user's data will appear, and the access accreditation or authorization that he has, as well as who he is, the rank he has, and the number of times he has you have accessed in previous days, weeks, months or years, and if you are not authorized the system will block access until you identify yourself; at all times that the user is in the restricted access area, the card will be active within a chain or block structure (of identity and location data) controlling where it is, its movements and the time that passes, for this it is It is essential that the card is linked to another system that the user carries and does not allow it to be further away from the user than a certain distance, such as 50 centimeters, or any other minimum or maximum distance that is determined as more secure for the system, also in another sector such as commerce, the card is used and is also claimed as an interactive device for the management of international, national or global commerce, integrating itself within a public or private network encrypted with a chain of blocks decentralized and/or centralized (global trading block chain), in which the classification of users is given according to the sector of activity in which they are dedicated, where sellers of the different sectors of activity are registered (from food to industry or textile products, that is, all the sectors that can export their products through international trade) buyers, importers, distributors whether they are companies, entities or individuals, as well as freight forwarders (individuals or companies or entities) of all ports in the world and transport logistics companies (whether self-employed, individuals, entities or companies), in this way, all sellers ( companies, shops, stores, cooperatives, etc.,) interested in this chain of blocks (which interconnects them with potential global buyers/importers interested in these products) register by providing the necessary documents (ID, CIF company, accounts available, Proof of funds, annual accounts) required for it and verification by the system of its veracity, in the same way t All buyers/importers interested in this global block chain register in it by providing the necessary documents (ID, company CIF, available accounts, proof of funds, annual accounts, etc. and how many more documents are necessary) to verify its veracity and that they can undertake the purchase of the products they demand, as well as companies, people, or groups of companies dedicated to the transport, distribution, sending and receiving of goods and products at a global level, are registered by providing the documents required to prove their veracity and existence in the territory where they operate, whether at a local, national, international or global level. Along with these, freight forwarders (individuals, companies and/or entities) of all world ports are registered in the system or blockchain, providing the necessary documents to verify their identity, and once all users are registered and verified by the management and data system that creates it, the exchange operations proceed to be carried out, in this way, for any international trade activity, the buyer proceeds to enter the global trading blockchain by linking with his device or interactive card where all the individual data of the same is found (or if it is the sole administrator of the company or company, then it accesses with the validation on the device enabled by your entity, organization or company) that when linked to your user created in the chain of global blocks of commerce, the different sectors will appear (food, industrial, textiles, etc., all those necessary for the adequate system management), and the buyer interested in acquiring a certain product or will enable an exchange specifying the amount, the rest of the data will appear in the blockchain in relation to their data enabled in the Card or interactive cryptocurrency device; Before this exchange sellers of that good or product will transfer their offers, of which the buyer will accept and choose one, at this time, the trade exchange has been opened between buyer and seller and all the documentation is generated in the block chain passing it to the different interactive buyer and seller cards, in this way, also depending on the physical place where the seller is from, he will choose a logistics group, chain, companies or several of them (that are registered in the system) for the transport of the good or product from the seller's facilities to the port of origin or destination of the buyer's facilities, the freight forwarder of the port through which the cargo must pass will receive in the global trading system or blockchain the trade operation carried out between the buyer and seller, and who is the company, chain, group or person in charge of transport to the port or airport of departure or origin, the freight forwarder connects the card or interactive device with the block chain for the direct download of all the documents and data enabled for the transport of the good, product or merchandise, downloaded the code of the operation where the documentation and data are incorporated, the freight forwarder disconnects the card or interactive device of the blockchain and takes it to the area for loading/unloading containers, trucks, etc.,..., where the card will be linked to a device that is included in the container, truck or transport system that is decided; This device (whose development will be specified in a subsequent patent or intellectual property) has a passive system that is enabled when the freight forwarder passes near the container, truck, container, etc., and links with the card or interactive device of the same, in that The freight forwarder instantly checks the merchandise and transfers the data from the interactive card to the container device, container truck, etc..., enabling at that moment the integrated GPS carried by the cargo element device. When the freight forwarder reconnects to the block chain with the card or interactive device in the global commerce blockchain, the code is changed to another color for example and the seller, buyer and logistics company receive the change in the blockchain, knowing in real time where the merchandise is and the validation of all the documentation and data for the adequate transport of the good, product or merchandise. At the same time, in the global block chain system linked to the interactive card, the funds of this operation are blocked from the buyer, an action that appears to the seller, as soon as the merchandise arrives at the port of destination, the freight forwarder who receives the merchandise has of its connection to the global trading block chain where the information and documents necessary for this operation will be downloaded onto the interactive card, in addition to the GPS system, all users of this operation will be enabled to arrive at the port of destination merchandise, transiting it with your cold interactive card or device, will approach the container or loading medium where its device will be activated when the interactive card passes, at that moment the freight forwarder can see on the card screen the type of merchandise, transport code, cargo documentation, and time it has taken since its departure from the port of origin as well as from the seller's facilities, all this information is transferred to the card and changes the color of the cargo code, later The freight forwarder at the port of destination will connect with his card or cold interactive device to the global trading blockchain, updating the status of the merchandise relative to that or other global trading operations, the system proceeding to change the status of the exchange and these appearing data in real time to buyer, seller, forwarder of origin and companies, groups, entities or persons in charge of transport, in this mo At this point, if the buyer stated that the cargo will arrive at his facilities, the group in charge of shipping from the port of destination to the buyer's facilities will receive the merchandise at the port and take it to the buyer, using the interactive cold card to carry it. updated cargo documentation and data. Likewise, at the moment that the cargo arrives at the port of destination, and has been verified by the freight forwarder, and all the people related to the company, validating that the merchandise has arrived in perfect condition, when the destination freight forwarder connects to the global blockchain of decentralized commerce, and connects the interactive cold card where there is a document that validates that arrival in perfect conditions of the merchandise, the full payment is released for the seller if payment was agreed upon arrival at the port of destination, This operation described, must be transferred to any form of international trade that is carried out either by ship, plane or any other means, likewise, an idea that will be developed in a later utility and intellectual property model, through this global trading block chain together with the card or interactive device that cryptocurrencies are used as a means of international trade exchange, without n need of a third party that charges high commissions for the generation of payment instruments (banking) between buyer and seller, the buyer proceeding to save commission costs and the seller to control his merchandise in real time, this system providing greater security to the international trade as well as speed, and cost savings stated above.
类似技术:
公开号 | 公开日 | 专利标题 US20150170112A1|2015-06-18|Systems and methods for providing multi-currency platforms comprising means for exchanging and interconverting tangible and virtual currencies in various transactions, banking operations, and wealth management scenarios US10521776B2|2019-12-31|UN currency | issued by central bank or other issuer for mobile and wearable devices TWI502525B|2015-10-01|Electronic tag and authentication system and method for securing electronic tag US20150046337A1|2015-02-12|Offline virtual currency transaction EP3174240A1|2017-05-31|Digital token system for physical medium digitalization and physical store optimization RU2108620C1|1998-04-10|Values transfer system JP2017515248A|2017-06-08|Wireless digital wallet implementation method and system US20160125403A1|2016-05-05|Offline virtual currency transaction CN201910100U|2011-07-27|Bus one-card business system, bus one-card business platform and POS | machine US20160371679A1|2016-12-22|Virtual currency transaction through payment card CN106462843A|2017-02-22|Master applet for secure remote payment processing US10521777B2|2019-12-31|Crypto digital currency | issued by central bank or other issuer for mobile and wearable devices CN108702294A|2018-10-23|Using the Verification System and method of location matches BRPI0718457A2|2013-11-26|SAFE UNIVERSAL TRANSACTION SYSTEM, COMMUNICATION DEVICE TO ENABLE A USER TO ACCESS A SAFE UNIVERSAL TRANSACTION SYSTEM, IDENTIFIER, AND METHOD FOR ACCESSING A COMMUNICATION SYSTEM. US20190251524A1|2019-08-15|Devices, Systems, and Methods for Securing and Transacting Cryptocurrency Assets KR102141173B1|2020-08-04|System for trading donation of commodity using block chain US20190325408A1|2019-10-24|Devices, Systems, and Methods For Securing, Accessing and Transacting Cryptocurrency and Non-Crytptocurrency Assets CN107466409A|2017-12-12|Use the binding procedure of electronic telecommunication device JP2017511562A|2017-04-20|Apparatus, system, and method for efficient operation of mass electronic transactions Salodkar et al.2015|Electronic wallet ES2894918A1|2022-02-16|Device - Interactive Card and Economic System - Administrative of nodes for the private management of digital assets, cryptocurrencies and goods, products and services, and rights in an autonomous and decentralized manner as well as payments, collections and transfers JP2874341B2|1999-03-24|Money transfer system KR20200012649A|2020-02-05|Method for payment by cryptocurrency and payment medium for the method CN100570649C|2009-12-16|The safety intelligent card system that is used for stored value card Shetty et al.2014|QR-Code based Digital Wallet.
同族专利:
公开号 | 公开日
引用文献:
公开号 | 申请日 | 公开日 | 申请人 | 专利标题 US20170236121A1|2016-02-11|2017-08-17|Mastercard International Incorporated|Method and system for offline blockchain exchanges| CN108876355A|2018-06-28|2018-11-23|链报有限公司|A kind of digital cash wallet payment systems and digital cash wallet method of payment| CN110659987A|2018-06-28|2020-01-07|厦门本能管家科技有限公司|Offline transaction method and system based on block chain| US20200027080A1|2018-07-18|2020-01-23|Regal RA DMCC|Scalable reconciliation of crypto assets in a blockchain network| WO2020124199A1|2018-12-19|2020-06-25|Glance Pay Inc.|Method, system, and computer readable medium for transferring cryptographic tokens| CN109801068A|2019-01-04|2019-05-24|深圳银链科技有限公司|Digital cash management system, method, cold wallet and the hot money packet of wallet is isolated| CN111144862A|2019-12-31|2020-05-12|深圳四方精创资讯股份有限公司|Method, device, equipment and storage medium for realizing digital currency double-off-line payment|
法律状态:
2022-02-16| BA2A| Patent application published|Ref document number: 2894918 Country of ref document: ES Kind code of ref document: A1 Effective date: 20220216 |
优先权:
[返回顶部]
申请号 | 申请日 | 专利标题 ES202000140|2020-08-10| 相关专利
Sulfonates, polymers, resist compositions and patterning process
Washing machine
Washing machine
Device for fixture finishing and tension adjusting of membrane
Structure for Equipping Band in a Plane Cathode Ray Tube
Process for preparation of 7 alpha-carboxyl 9, 11-epoxy steroids and intermediates useful therein an
国家/地区
|